Resources

Tools and guides that go beyond the numbers.

The calculators tell you the figures. This is everything around them: structured tools to prepare a deal, plain English guides on how buy to let actually works, and a rates reference. More is being added over time.

Tools

Interactive tools to help you prepare and compare a deal.

Should I buy this? Property red flag checker

A checklist to run while you view a buy to let. It flags the things that worry mortgage lenders, hit the value, or make a property harder to resell, from short leases and spray foam to flats above takeaways, so you can decide whether it is worth an offer. Save your answers as a PDF for your broker. Your answers stay in your browser.

Open the checker →

Limited company or personal name

A guided tool that weighs your tax position, plans and priorities to show whether a buy to let leans towards a limited company or your personal name, and what to weigh before moving an existing property in. Information, not advice.

Open the tool →

BTL portfolio analyser

Add all your buy to let properties to see rental stress, interest cover, loan to value and yield across the whole portfolio, with quiet flags for low rent and postcode exposure. Download it as a PDF or Excel schedule to keep, or to hand to a broker or lender when they ask. Your details stay in your browser.

Open the portfolio analyser →

BTL mortgage fact find

A structured checklist that captures the details a lender will ask for, flags criteria issues early, and produces a PDF you can take to a broker. Your answers stay in your browser and are never sent to us.

Open the fact find →

Buy to let mortgage rates

Indicative rates by lender tier, high street, mid range and specialist, with the true cost worked out once you add the product fee. Enter a loan amount to compare. A guide to the market, not a quote.

Compare the rates →

Guides

Plain English explainers on how buy to let actually works.

The risks of buy to let

The common pitfalls that catch new landlords out, from negative equity and the remortgage trap to interest only repayment gaps, hidden costs, tax and the changing rules. An honest look at the risks, with the tools to check whether they apply to you.

Read the guide →

Important: BTL Insight provides information and tools, not financial advice. The results are estimates to help you understand your options. They do not account for your full circumstances and are not a recommendation. Always confirm the figures with a qualified mortgage adviser and the lender before you make a decision.